Let's Get You Back On Track

Without the Headaches!

Falling behind doesn’t mean it’s the end of the road. We’ve helped countless people just like you sort through confusion, paperwork, and pressure—without threats, legal jargon, or scare tactics. Our goal? Help you stay in your home and move forward with clarity.

You’ve Got Options - Let’s Find the One That Works for You

If you’re behind on your loan, it can feel like everything is closing in—letters, calls, deadlines, pressure. But here’s the truth: you still have options, and you don’t have to face this alone.

At Del Toro Loan Servicing, we partner with you to understand your unique situation and explore real, workable solutions—without threats, surprises, or shame. Our experienced team is trained to communicate with respect, provide clear guidance, and help you avoid foreclosure wherever possible.

Whether it’s a temporary hardship or a long-term challenge, we’ll help you create a path forward—so you can stay in your home, reduce your stress, and regain control of your future.

“Adherence to Regulations is a minimum standard. While we are working to achieve a win-win resolution, we are also ensuring that we have both met all legal requirements and acted respectfully and ethically with foreclosure as a last resort.”

– Drew Louis | CEO

Our Approach to Results

We Listen First

Before we suggest anything, we ask questions and understand what’s really going on—no pressure, just real talk.

Get a Custom Game Plan

No one-size-fits-all. We tailor repayment or relief options based on your unique situation—not just numbers on a screen.

Create Win-Win Solutions

We don’t just work for the lender—we work with you. Our job is to find a solution that protects everyone involved.

You Stay in Control

You’ll never be pressured into a choice. We lay out your options so you can decide what’s best for you and your family.

“Our contributions to our industry and community have been formally recognized by hundreds of customers, local and international organizations, as well as the Superior Court of the State of California, which awarded us a Certificate of Appreciation for doing things The Right Way.”

Frequently Asked Questions from Borrowers

Explore answers to frequent questions about our loan management services and communication strategies.

How will you communicate with me about my loan?

We’ll contact you through your preferred method—phone, email, or text—any time there’s a meaningful update. No surprises.

What if I’m not ready to talk yet?

Reach out as soon as possible because our ability to help is based on a timeline set by your lender. 

What options do I have to avoid foreclosure?

We offer clear solutions such as loan modifications, repayment plans, or referrals to refinancing partners. Everything starts with a quick, respectful conversation. For more information visit www.hud.gov

How Do We Get Started?

Click the link below to review our Engagement Agreement and contact our office at the number below.

Get In Touch With Us Today

Keep abreast of your loan’s status with our regular updates. For any inquiries or to request specific information, reach out to us today.

Phone

(800) 335-8676

Email

Solutions@DelToroMail.com

Address

2300 Boswell Rd Ste. 215,
Chula Vista, CA 91914

Del Toro Loan Servicing, Inc.

CA DRE Broker # 01525608

NMLS # 351720

Evergreen Escrow, Inc.

CA DRE Broker #01525795

NMLS #394102